How difficult would it be to list every item you have in your home off the top of your head?  Now, try creating that list, after experiencing a traumatic experience such as a house fire or tornado.  Creating an in home inventory can save your family a lot of time and emotional distress in the event of a catastrophic event.  With advances in technology, keeping record of what you have in your home can be as simple as photographs or videos of each room in your home.  Here’s a link to a website from the Insurance Information Institute, that offers a free, online home inventory: https://www.knowyourstuff.org.  For those that like the convenience of a hand-held device, there’s an app for that!  Search for the Know Your Stuff App on the iTunes or Android market.  Some might prefer the good old fashioned pen and paper inventory.  If that’s the case, here’s a link to a printable checklist to make the task a little easier: https://www.metlife.com/assets/ah/home-insurance/personal-property-inventory.pdf.  As an accommodation to our clients, Kentucky Insurance will keep a digital copy of your in home inventory at your request.  This year when you’re spring cleaning, take it one step further, and make a list of the things you keep.  Being pro-active helps assure that you are better protected in the event of a total loss.
Posted 12:41 PM

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